BANKING
Checking and savings that actually pays you.
3.8% APY on savings, 0.5% APY on checking, and no account fees of any kind.
3.8% APY on savings
Paid monthly with direct deposit. No minimum balance to earn it.
Get paid up to 2 days early
We release your direct deposit as soon as your employer sends it.
Debit card with cash back
Earn cash back at local partners, and withdraw free at 55,000+ ATMs.
Insured up to $2,000,000.00
Through our participating bank network — far beyond the standard $250K.
Rates and fees
- Savings APY
- 3.8%
- Checking APY
- 0.5%
- Overdraft coverage
- $50.00
- Minimum opening deposit
- $0
- No monthly account fee
- No minimum balance fee
- No overdraft fee
- Fee-free withdrawals at 55,000+ Allpoint ATMs
Your money, in one dashboard
Sign in to see your balance, every transaction, and the status of your loan application in one place.
Sign in to online banking